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Budgeting & Personal Finance

Effective budgeting is the foundation of successful financial management, enabling you to accurately and reliably track your income and expenses.

Plan for the future.

With a solid grasp of your budget, you can rapidly separate the essential expenses from the optional and adjust your spending accordingly. As a result, you can maximise the proportion of your income that can be saved and put towards investments to improve your long-term financial outlook.

Did you know?

57% of Australians think it is important to educate themselves about budgeting personal finance and 90% report having the skills to do basic budgeting. Despite this, at least half of the population don’t have a budget they are able to meet regularly.*

*Australian Government Financial Literacy Foundation

Budgeting & Personal Finance